When we use a towing company to tow our car we don’t expect it to get damaged, but it can happen. The extent of the damage and whether or not you can prove they did it will determine if you can make a claim with your insurance company or with the towing company. You should determine if it’s even worth it. Find out what your deductible is and figure out if making a claim will be to your benefit or if the repairs will cost less than the deductible.
Insurance Collision Meaning
In general, collision coverage covers towing-related damages. Collision policies pay for damage that is caused by objects or other vehicles that collide with or otherwise damage your car. These policies come with a deductible which is the amount you will need to pay before the insurance company will cover the cost of repairs. Example, if you have a deductible or $600 and the damage to your car is $400, the insurance company won’t pay a dime, but if the damage is $1200, then you will be reimbursed $600. If you need to have your car towed, make sure you take pictures or video of the car so you have proof should the towing company cause any damage. You will find many towing companies will do this on their own when they get there to protect themselves. Scratches, deflated tires, dents, worn out paint and alignment issues and things to look for and document. Of course, accidents will happen. If the company admits fault you can file a claim with them directly. If they don’t want to pay for the damage, then you’ll need to contact your insurance company. Save yourself the stress and get the insurance company do it for you. They might even “subrogate” against the insurance company. This is the process of collecting money for the damages and the deductible you may have paid. With so many insurance companies out there you can find the right fit for your needs and your budget.
How Independent Tow Truck Businesses Work
Each state and/or municipality has its own definite set of rules on the way a towing company needs to operate. You will need to figure out how it works in your state. Your town or state will not likely pay for any damage or handle your claim, even if the city ordered your car impounded due to a parking violation. Tow truck companies are independently operated and some municipalities allow claims to be submitted and other documentation to the city. There are cases where the towing company will pay for the damage but you will still need to get in touch with your insurance company.
Towing & Roadside Assistance Services in Duncanville, Grand Prairie, Arlington, Irving, Mesquite & Greater Dallas, Texas
Trust a professional company to minimize or eliminate any damage that can be caused to your vehicle in the event it needs to be towed. This can be done by contacting Citywide Towing. We have years of experience and will take care of your vehicle like it is their own. For most circumstances, we recommend a flatbed tow truck to minimize stress and impact on your automobile. Call us the next time you need a tow!