Car insurance is a necessary evil that costs drivers a chunk of money each year. While it is something that is necessary, you may be able to find some discounts to help ease the financial burden. Citywide Towing Services is here to share some tips that may end up saving you money on your car insurance each year.
Compare Car Insurance Quotes from Different Companies
Before you settle on the first quote you get, you miss out on easy savings. It might surprise you how much the cost for auto insurance varies from company to company. You may find that you can save several hundred dollars for the exact same coverage when you call around to different insurance companies.
Factors that Affect Insurance Rates; Type of Vehicle You Drive
Did you know that insurance can vary greatly just on the make and model of the car that you drive. Driving cars that are considered sports cars or luxury vehicles will be considerably more to insure that your average car. Take that into consideration when purchasing a vehicle.
Combined Insurance Policies
If you have policies with several insurance companies for auto, renters or home, you may want to consider combining them. It will simplify your finances as well as give you a nice little discount.
Strive for Good Credit
Your credit score affects more than borrowing money. Studies show that having good credit can save you as much as $1,500 a year on your car insurance. They want to see that you are responsible with your finances when providing you with insurance.
Car Insurance Discounts to Ask for
Almost all insurance companies offer discounts that you have to claim or they won’t give them to you. Some of them you may know about, like safe driving, but others aren’t as well known. Here are some of the discounts that may be available to you.
• Good Student
• Accident Free
• Affinity- United State Chess Federation Member
• Multi-Car Discount
• New Vehicle Discount (5 years or newer)
• Paperless
Semi-Annual Payments
Choosing to pay for your insurance in two payments per year can end up saving you money. You will get a bill every six months. If your finances can allow it, you may want to enjoy this discount.
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So, you got the best price available last year? It’s a new year which means, new insurance policies. It’s always a good idea to check with multiple auto insurance companies at the beginning of the year for new quotes. Sometimes you may find a better deal than you currently have. This won’t affect your credit score and could save you money.
Hopefully these tricks and tips will end up saving you some money this year on your auto insurance. If you ever find yourself in an accident and in need of towing, the experts at Citywide Towing will help get you back on the road as soon as possible. Call us today!
